Sumner RV Finance Department

Sumner RV has the privilage of having two very knowledgable and experienced Finance Managers that will work to get you the best RV financing possible. Please feel free to call or email our Finance Team with any questions or concerns you have regarding RV Financing. Sumner RV is a member of CUDL which gives our Finance Team access to over 1,000 different lenders so we can find the best loan to fit your specific RV Financing needs. Feel free to fill out and send in our easy no hassle Credit Application located at the bottom of this page just click "Apply Now."

Benefits of Financing Your RV

By financing your purchase, there is no need to liquidate any assets or deplete your savings account, thus helping you maintain your personal financial flexibility. In addition, your RV may qualify for some of the same tax benefits as a second home mortgage. You must check with your tax advisor to be sure! If your tax advisor says it qualifies, the interest on your loan may be deductible. The RV must be used as security for the loan and provide basic living accommodations such as a sleeping area, bathroom, and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What Are the Advantages of Financing Through an Institution Specializing in RV Loans?

By using an institution experienced in providing loans for RV purchases, down payments, are usually lower. Final terms though are determined by your credit profile and the age, type and cost of the RV being purchased. The typical down payment required is approximately 10% of the loan amount.

In addition to lower down payments, the term of the loan may be longer thus making the monthly payments lower. Institutions specializing in RV financing understand that RVs maintain resale value and appeal which allows them to offer more attractive financing terms. In fact, it is not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams.

The Last Word on RV Financing

If you are in the process of purchasing an RV research all financing options so you find the solution that works best for you. Sumner RV Center's Finance Department is happy to answer any questions you may have. By using a favorable financing package, you can use your cash or other assets to take advantage of potential investment opportunities that may come your way. Make the right investment with your cash and you just might make enough on that investment to pay for the cost of financing your RV!

When you decide to finance your new or pre-owned RV, you join 70% of RV buyers who finance their RV. With a minimum down payment and approved credit, Sumner RV Center is happy to help arrange the financing of your RV. In addition, you can add any parts and accessories you might want for your new RV, Service Agreements, and RV Insurance into one financing package! You'll have everything you need in one loan with one low monthly payment.

Let Sumner RV Center help you with your financing so you can get down the road in the RV of your dreams!